Invest Smarter
With Customized Loan Options
As a national lender, our team of experienced real estate investors
supports you in achieving your financing needs. We have built our
technology to make the experience of obtaining a loan as
predictable and fast as funding investments with cash.
About Us
Learn more about us and discover how we can work together to create success. Connect with us today!
Products
With expert support to make home financing easy and stress-free. Let’s find the right loan for you!
Why Choose Us
We simplify real estate investing with competitive terms, flexible repayment, and fast closings.
Hassle-Free, Reliable Financing
We’ve taken the guesswork out of the loan process and removed barriers to closing, offering a seamless experience that can be finalized in as few as 5 days.
Explore Our Loan Products
Flexible Loan Solutions
Blue Ridge Lending is your direct partner for real estate investment financing. We offer a wide range of mortgage products tailored to residential investment strategies, with an execution that outpaces traditional lenders.
Effortless Process
Our user-friendly software simplifies every stage of financing investment properties, making the entire process more efficient and less complex. With our solution, clients experience unmatched speed, greater predictability, and enhanced risk management, all of which help them make more informed and confident investment decisions.
INVESTOR LENDING PROGRAM
Fix & Flip
Short-term financing to buy and renovate properties with up to 10 units. We support experienced and new investors with competitive terms and pricing.
INVESTOR LENDING PROGRAM
Bridge
Financing of newly constructed or renovated properties that are currently vacant, stabilized, and are ineligible for permanent financing.
INVESTOR LENDING PROGRAM
Construction
We finance the construction of residential and small multifamily investment properties. Investors appreciate our flexible terms, ease of draw funding, and speed of closing.
INVESTOR LENDING PROGRAM
Bank Statement
Small business owners and self-employed individuals have the ability to obtain permanent financing on their rental properties by underwriting their income, instead of rental property cash flow. We do this by analyzing bank statements and do not require tax returns.
INVESTOR LENDING PROGRAM
Short-Term Rental
A solution for investors who need permanent financing for their rentals listed on Airbnb and VRBO. This product allows DSCR to be calculated by using 12 months of operating history or AirDNA rents as market rent.
INVESTOR LENDING PROGRAM
Rental Properties
Permanent financing of rental properties with long-term tenants. These loans use the rental cash flow and stabilized property value to determine the loan amount.
INVESTOR LENDING PROGRAM
Rental Portfolios
For experienced investors, we finance up to 10 rental properties as a single loan. These loans are often more cost effective than closing each loan individually.